The subject of earning and spending money never comes easy to people. Some struggle for years and still are not able to reach even half of what they expected to earn, while for some it becomes an effortless task. In this book, author P.T. Barnum explains the nuances of the concept of money and how understanding it can help us manage it in a better way on a day-to-day basis. Barnum says ‘the road to wealth is to spend less than you earn. If you find that at the end of every year, or even at the end of every pay period, you have no funds remaining; it’s time to record your expenditures in a notebook to ascertain where you are spending your money. To learn more tips like this, explore this classic 19th-century book on finance.

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